Money Seed

Money Seed, available at Free, has an average rating of 4.3, with 32 lectures, based on 28 reviews, and has 1635 subscribers.

You will learn about In this course, students will learn personal finance fundamentals we are not taught in school. Despite your career, occupation, or life stage, the need to understand at least the basics of money is common to us all and will play a significant role in our ultimate financial success. This course is ideal for individuals who are Persons in any life stage wanting to learn (or refresh) money/personal finance basics for financial success. or Persons without a finance/accounting/business background wanting to learn money/personal finance basics. or Persons in an earlier life stage (e.g., high school and college students) wanting to build money/personal finance knowledge for current and future application. or Parents and/or Guardians wanting to leverage a concise and fundamental personal finance course to teach their children. It is particularly useful for Persons in any life stage wanting to learn (or refresh) money/personal finance basics for financial success. or Persons without a finance/accounting/business background wanting to learn money/personal finance basics. or Persons in an earlier life stage (e.g., high school and college students) wanting to build money/personal finance knowledge for current and future application. or Parents and/or Guardians wanting to leverage a concise and fundamental personal finance course to teach their children.

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Summary

Title: Money Seed

Price: Free

Average Rating: 4.3

Number of Lectures: 32

Number of Published Lectures: 32

Number of Curriculum Items: 32

Number of Published Curriculum Objects: 32

Original Price: Free

Quality Status: approved

Status: Live

What You Will Learn

In this course, students will learn personal finance fundamentals we are not taught in school. Despite your career, occupation, or life stage, the need to understand at least the basics of money is common to us all and will play a significant role in our ultimate financial success.

Who Should Attend

Persons in any life stage wanting to learn (or refresh) money/personal finance basics for financial success.

Persons without a finance/accounting/business background wanting to learn money/personal finance basics.

Persons in an earlier life stage (e.g., high school and college students) wanting to build money/personal finance knowledge for current and future application.

Parents and/or Guardians wanting to leverage a concise and fundamental personal finance course to teach their children.

Target Audiences

Persons in any life stage wanting to learn (or refresh) money/personal finance basics for financial success.

Persons without a finance/accounting/business background wanting to learn money/personal finance basics.

Persons in an earlier life stage (e.g., high school and college students) wanting to build money/personal finance knowledge for current and future application.

Parents and/or Guardians wanting to leverage a concise and fundamental personal finance course to teach their children.

The mission of this course is to share the fundamentals of money/personal finance to empower as many people as possible to secure their financial future. This course is designed to be concise and fun, but also to provide sufficient coverage of the following fundamental areas:

The importance of money and financial literacy;

Key financial concepts everyone needs to know;

Budgeting;

Saving;

Investing;

Debt, credit cards, and your credit score;

Income generation and expense reduction;

Utilizing financial safety nets; and

Essential money concepts and their application.

Basic financial literacy is the foundation upon which we make sound financial decisions which will help us to become self-sufficient, financially stable, empowered, and fulfilled. Unfortunately, personal finance and money fundamentals are not broadly taught in schools. Geography, math, physics, chemistry, etc. all have their place, but the knowledge need that is common to all of us is money. Whether you want to be a lawyer, doctor, pop star, teacher, athlete, or whatever it is you dream to be or currently are, the knowledge of money, at least at the basic level, is absolutely crucial.

As a result of the lack of this very important knowledge, the two biggest and fundamental consequences being faced by billions worldwide are high and unsustainable consumer debt and low levels of savings and investment:

1. Debt – credit has become so accessible and people are simply taking on more than they can afford to. The amount of household debt all over the world is absolutely crazy to even think about, and continues to cripple people and prevent them from achieving the things they want to and experiencing true financial freedom.

2. Savings and investing – people are just not saving and investing enough. There have been numerous surveys conducted in recent times which indicate that too many people do not even have enough funds put away to cover a relatively small unexpected expense if it were to arise. Additionally, financially independent retirement has become that much harder, with persons in this life phase having to work longer or depend on others.

Financial distress can have many negative impacts such as stress, anxiety, depression, family issues, and so much more. One of the biggest preventative measure we can take is to educate ourselves and those around us about money and healthy financial habits. This increased knowledge can be facilitated through so many sources such as doing courses like this one, reading personal finance books, actively seeking advice and guidance from professionals, and talking to people in your circle who may know more than you do. This should be a life long, never ending journey.

Please note: Course content is intended to, and should, be used for informational purposes only. The information shared in this course and the resources available for download are not intended as, and should not be understood or construed as, financial advice. The course instructor is not a financial advisor and the course information is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Course Curriculum

Chapter 1: Course Introduction

Lecture 1: Introduction

Lecture 2: The Importance of Money and Financial Literacy

Chapter 2: Key Financial Concepts

Lecture 1: Introduction

Lecture 2: Net Worth

Lecture 3: Inflation

Lecture 4: Liquidity

Lecture 5: Risk & Risk Tolerance

Lecture 6: Asset Allocation & Diversification

Lecture 7: Interest & Compound Interest

Chapter 3: Budgeting

Lecture 1: Budgeting Fundamentals

Chapter 4: Savings

Lecture 1: Saving Fundamentals

Chapter 5: Investing

Lecture 1: Introduction

Lecture 2: Common Investment Concepts

Lecture 3: Common Types of Investments

Lecture 4: Investment Risk

Lecture 5: Benefits of Investing

Lecture 6: Investing Myths

Lecture 7: Investing in Yourself

Chapter 6: Debt, Credit Cards & Credit

Lecture 1: Introduction

Lecture 2: Credit Fundamentals

Lecture 3: Managing Credit Credit Debt

Lecture 4: Using Debt to Grow Wealth

Chapter 7: Income Generation & Expense Reduction

Lecture 1: Introduction

Lecture 2: Maximizing Job Salary

Lecture 3: Side Hustles

Lecture 4: Reducing Expenses

Chapter 8: Financial Safety Nets

Lecture 1: Introduction

Lecture 2: Emergency Fund

Lecture 3: Long-Term Disability Insurance

Lecture 4: Life Insurance

Chapter 9: Fundamental Money Lessons

Lecture 1: 11 Fundamental Money Lessons

Chapter 10: Course Conclusion

Lecture 1: Conclusion

Instructors

Paul McAllister
Personal and Professional Development Facilitator

Rating Distribution

1 stars: 0 votes

2 stars: 3 votes

3 stars: 2 votes

4 stars: 14 votes

5 stars: 9 votes

Frequently Asked Questions

How long do I have access to the course materials?

You can view and review the lecture materials indefinitely, like an on-demand channel.

Can I take my courses with me wherever I go?

Definitely! If you have an internet connection, courses on Udemy are available on any device at any time. If you don’t have an internet connection, some instructors also let their students download course lectures. That’s up to the instructor though, so make sure you get on their good side!